Finance Your New or Used Hyundai Purchase at High Desert Hyundai
At High Desert Hyundai in Kingman, we have the new lineup of Hyundai vehicles waiting for you. Our selection includes sedans, trucks, SUVs, and sports cars to suit your every need. From commuter vehicles to off-roaders, we have something for you. We also offer financing and leasing options for your purchase.
We Offer Financing
Do you want a new Hyundai vehicle but lack the funds to purchase one? Our dealership works with a network of lenders throughout the Henderson area to give you many financing options. You save time at the dealership by applying for financing online. You'll know quickly if you qualify for a loan and for how much.
Why Pre-Qualify Before You Shop
Knowing your loan amount before you shop can help you decide on your vehicle. It gives you a price range and a sense of your buying power. Your pre-qualification may be the deciding factor between trim levels or whether you buy a new Hyundai or a used vehicle.
Financing a Used Vehicle
When you take out an auto loan to purchase a vehicle, you place a small down payment, and then you pay a pre-determined amount each month until you repay the cost of the auto loan. Once your loan is paid off, you own the vehicle. Owning your vehicle allows you to customize it however you like, and you'll never be restricted by how many miles you can drive around Prescott.
Leasing a New Hyundai Vehicle
The finance department at High Desert Hyundai also offers leases. When you lease a Hyundai vehicle, you rent it for an extended period, commonly three to four years. You still start out your lease with a small down payment. Each month, you pay to rent the vehicle until the lease expires. At the end of your lease term, you have a few options. You can choose to purchase your leased Hyundai vehicle, trade the vehicle for a new model under a new lease, or walk away without another vehicle.
Differences Between Purchasing and Leasing
How you finance your next vehicle is a big decision, so we recommend considering the differences between purchasing and leasing.
When you lease a vehicle, the lease agreement includes a mileage limit, and you are prohibited from modifying the vehicle. However, one big benefit of leasing a vehicle is that your monthly payments will typically be lower than a car loan. When you lease a vehicle, you pay for the vehicle's depreciation during your identified term, while a car loan is based on the vehicle's total value.
When you purchase a vehicle, the vehicle belongs to you, so you do not have a mileage limit, and you can modify your vehicle however you like. With a vehicle purchase, you can trade it in or resell it whenever you want.
Everyone's auto financing needs will be different. We recommend considering your driving needs, budget, and lifestyle to help you decide whether a lease or a loan works best for you. Our finance team can provide more details about your options and help you make an informed decision.
Visit the Finance Center at High Desert Hyundai
Whether you have decided to buy or lease your next vehicle, we recommend submitting a finance application on our website. This pre-qualification step will give our finance experts the information they need to help you secure financing. After you test drive your favorite new or used vehicle and decide which one to buy, we can finish the loan paperwork in our financing department or draw up the lease agreement. With our help, you can drive home your new or used Hyundai quickly.
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